# M&Co Cashback — Compare Rates Across 2 Cashback Portals

> GotCashback.co.uk tracks M&Co cashback rates across 2 cashback portals, updated 2026-07-30T01:13:55Z. Current best rate: **Up to 4.5% ** via **Quidco**. This page is the agent-readable version of https://www.gotcashback.co.uk/Stores/M-Co/.

- Canonical HTML page: https://www.gotcashback.co.uk/Stores/M-Co/
- Data freshness: rates last checked 2026-07-30T01:13:55Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Discover M&Co cashback rates of up to up to 4.5%  from 2 trusted U.K. cashback portals.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | Up to 4.5% |
| Portal | [Quidco](https://www.gotcashback.co.uk/Portals/quidco/) |
| Rate type | tiered — varies by category (listed rate is the maximum) |
| Cashback link | https://www.gotcashback.co.uk/Click/quidco/M-Co/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [Quidco](https://www.gotcashback.co.uk/Portals/quidco/) | Up to 4.5% (up to) | — | — | https://www.gotcashback.co.uk/Click/quidco/M-Co/ |
| [Swagbucks](https://www.gotcashback.co.uk/Portals/swagbucks/) | 3 SB / £1 | — | — | https://www.gotcashback.co.uk/Click/swagbucks/M-Co/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.co.uk/Stores/M-Co/History/Json/year/
- Last 30 days: https://www.gotcashback.co.uk/Stores/M-Co/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to M&Co from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## FAQ

**What is M&Co cashback and how does it work?**
M&Co cashback is a reward program that allows you to earn money back on your purchases at M&Co when you shop through cashback portals. Simply click on a cashback offer, shop as usual, and receive a percentage of your total spend back.

**How can I maximize my M&Co cashback earnings?**
To maximize your M&Co cashback earnings, always start your shopping sessions by clicking through your chosen cashback portal. Compare different portals to find the best cashback rate before making a purchase.

**Are there any limitations to earning M&Co cashback?**
Yes, some limitations may apply. For instance, cashback may not be eligible on certain promotional items or when using discount coupons directly from the M&Co website. Always check the terms of the cashback portal.

**How long does it take to receive my M&Co cashback?**
Typically, M&Co cashback is tracked within a few hours of your purchase but can take up to 30 days to be confirmed, depending on the cashback portal's policies.

**Can I use multiple cashback portals to earn M&Co cashback?**
No, you can only use one cashback portal per transaction to earn M&Co cashback. Using multiple portals for the same purchase may void your cashback.

**Do I need to sign up for a cashback portal to earn M&Co cashback?**
Yes, you must create an account on a cashback portal to earn M&Co cashback. Signing up is usually free and only takes a few minutes.

**How do I track my M&Co cashback earnings?**
You can track your M&Co cashback earnings by logging into your cashback portal account. Most portals provide a dashboard where you can view your earnings and pending cashback.

**What payment methods can I use to receive my M&Co cashback?**
Most cashback portals offer multiple payment options, including bank transfers, PayPal, or gift cards. Check the specific portal for available payout methods for your M&Co cashback.

**Is there a minimum payout threshold for M&Co cashback?**
Yes, most cashback portals have a minimum payout threshold that you must reach before you can withdraw your M&Co cashback. This amount can vary by portal, so check their terms.

**Can I earn M&Co cashback on sales or discounted items?**
In most cases, you can earn M&Co cashback on sale items. However, you should verify with the cashback portal as certain exclusions may apply to specific promotions.

**What should I do if my M&Co cashback is missing?**
If your M&Co cashback is missing, first check the terms of the cashback portal for eligibility. If everything checks out, contact the portal's customer support for assistance in resolving the issue.

**Are there seasonal promotions for M&Co cashback?**
Yes, many cashback portals offer seasonal promotions and increased cashback rates for M&Co during holidays or special events. Keep an eye on your cashback portal for these offers.

**Can I earn M&Co cashback in-store as well?**
Some cashback portals may allow you to earn M&Co cashback on in-store purchases by using a linked card or app. Check your specific cashback portal's policies for details.

**Is M&Co cashback available internationally?**
M&Co cashback offers are generally available in the region where M&Co operates. Check with individual cashback portals to see availability for your country.

**Do I need to clear my cookies before shopping for M&Co cashback?**
It is recommended to clear your browser cookies before shopping through a cashback portal to ensure that your M&Co cashback is tracked correctly.

**Can I use discounts when earning M&Co cashback?**
Yes, you can often use discounts when shopping at M&Co through a cashback portal. Just make sure the discount does not exclude cashback eligibility.

**What is a cashback tracking ID?**
A cashback tracking ID is a unique code given to you by the cashback portal that helps track your M&Co purchases. It's essential to ensure your cashback is properly credited.

**Why do cashback rates for M&Co vary between portals?**
Cashback rates for M&Co can vary between portals due to different agreements and promotions with M&Co. It's beneficial to compare rates across portals to earn the most cashback.

**Can I redeem my M&Co cashback for store vouchers?**
Some cashback portals may offer the option to redeem your M&Co cashback for store vouchers or gift cards. Check the portal's terms for specific offerings.

## Related

- All stores index (HTML): https://www.gotcashback.co.uk/Stores/
- Site index for agents: https://www.gotcashback.co.uk/llms.txt
- Similar stores (agent-readable): [Phase Eight](https://www.gotcashback.co.uk/Stores/Phase-Eight/llms.txt), [BHS](https://www.gotcashback.co.uk/Stores/BHS/llms.txt), [Vertbaudet](https://www.gotcashback.co.uk/Stores/Vertbaudet/llms.txt), [Lands' End](https://www.gotcashback.co.uk/Stores/Lands-End/llms.txt), [Peacocks](https://www.gotcashback.co.uk/Stores/Peacocks/llms.txt), [Debenhams](https://www.gotcashback.co.uk/Stores/Debenhams/llms.txt), [Bonmarche](https://www.gotcashback.co.uk/Stores/Bonmarche/llms.txt), [Marks & Spencer](https://www.gotcashback.co.uk/Stores/Marks-Spencer/llms.txt), [Sports Direct](https://www.gotcashback.co.uk/Stores/Sports-Direct/llms.txt), [Matalan](https://www.gotcashback.co.uk/Stores/Matalan/llms.txt), [Dorothy Perkins](https://www.gotcashback.co.uk/Stores/Dorothy-Perkins/llms.txt), [Wallis](https://www.gotcashback.co.uk/Stores/Wallis/llms.txt), [La Redoute](https://www.gotcashback.co.uk/Stores/La-Redoute/llms.txt), [boohoo](https://www.gotcashback.co.uk/Stores/boohoo/llms.txt), [SheIn](https://www.gotcashback.co.uk/Stores/SHEIN/llms.txt)

---
*Machine-readable metadata*

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{
  "type": "CashbackStoreOffer",
  "store": "M\u0026Co",
  "canonical": "https://www.gotcashback.co.uk/Stores/M-Co/",
  "lastUpdated": "2026-07-30T01:13:55Z",
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    "advertised": "Up to 4.5% ",
    "effectivePercent": 4.5,
    "tiered": true,
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    "portalUrl": "https://www.gotcashback.co.uk/Portals/quidco/",
    "clickUrl": "https://www.gotcashback.co.uk/Click/quidco/M-Co/"
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```