# Loaded Cashback — Compare Rates Across 4 Cashback Portals

> GotCashback.co.uk tracks Loaded cashback rates across 4 cashback portals, updated 2026-07-30T01:51:52Z. Current best rate: **Up to 7.50%** via **TopCashback.co.uk**. This page is the agent-readable version of https://www.gotcashback.co.uk/Stores/Loaded/.

- Canonical HTML page: https://www.gotcashback.co.uk/Stores/Loaded/
- Store website: https://loaded.com
- Data freshness: rates last checked 2026-07-30T01:51:52Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Discover Loaded cashback rates of up to up to 7.50% from 4 trusted U.K. cashback portals.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | Up to 7.50% |
| Portal | [TopCashback.co.uk](https://www.gotcashback.co.uk/Portals/topcashback-uk/) |
| Rate type | tiered — varies by category (listed rate is the maximum) |
| Cashback link | https://www.gotcashback.co.uk/Click/topcashback-uk/Loaded/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [TopCashback.co.uk](https://www.gotcashback.co.uk/Portals/topcashback-uk/) | Up to 7.50% (up to) | — | — | https://www.gotcashback.co.uk/Click/topcashback-uk/Loaded/ |
| [Quidco](https://www.gotcashback.co.uk/Portals/quidco/) | Up to 7.5% (up to) | — | — | https://www.gotcashback.co.uk/Click/quidco/Loaded/ |
| [LetyShops](https://www.gotcashback.co.uk/Portals/letyshops/) | Up to 5% (up to) | — | — | https://www.gotcashback.co.uk/Click/letyshops/Loaded/ |
| [Opera Cashback](https://www.gotcashback.co.uk/Portals/opera-cashback/) | Up to 5% (up to) | — | — | https://www.gotcashback.co.uk/Click/opera-cashback/Loaded/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.co.uk/Stores/Loaded/History/Json/year/
- Last 30 days: https://www.gotcashback.co.uk/Stores/Loaded/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to Loaded from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## FAQ

**What is Loaded cashback and how does it work?**
Loaded cashback refers to the rewards earned by shoppers through cashback portals after making purchases. When you buy products from participating retailers, a percentage of your spending is credited back to you as cashback.

**How can I maximize my Loaded cashback earnings?**
To maximize your Loaded cashback earnings, always shop through cashback portals before making purchases, compare cashback rates across different sites, and look for special promotions or bonus offers that increase your cashback.

**Do all retailers offer Loaded cashback through cashback portals?**
No, not all retailers participate in cashback programs. It’s important to check the cashback portal for a list of participating merchants and their available rates to ensure you earn Loaded cashback on your purchases.

**How do cashback portals track my Loaded cashback?**
Cashback portals track your purchases through cookies or tracking links. When you click a retailer link on a cashback site, the portal records your activity. After you complete your purchase, the retailer confirms the transaction, and your Loaded cashback is credited to your account.

**Can I earn Loaded cashback on sale items?**
Yes, most cashback portals allow you to earn Loaded cashback on sale items as well. Ensure to check the terms and conditions of the cashback offer to confirm eligibility.

**How long does it take to receive my Loaded cashback?**
The time it takes to receive your Loaded cashback can vary by retailer, typically ranging from a few days to several weeks. You can track your cashback status directly through the cashback portal.

**Are there any fees associated with earning Loaded cashback?**
Most cashback portals do not charge fees for earning Loaded cashback. However, be cautious of any specific terms related to cashback redemptions or payment methods involved.

**Can I combine Loaded cashback with other discounts or coupons?**
Yes, you can often combine Loaded cashback with other discounts, promotional codes, or coupons to maximize your savings. Just ensure the portal's terms allow for such combinations.

**Is there a minimum payout threshold for Loaded cashback?**
Yes, many cashback portals have a minimum payout threshold that you must reach before you can cash out your Loaded cashback. This limit varies by portal, so check the specific site for details.

**What should I do if my Loaded cashback is not credited?**
If your Loaded cashback does not appear in your account, first check the tracking link to ensure it was properly registered. If issues persist, contact customer service at the cashback portal for assistance.

**Can I earn Loaded cashback on in-store purchases?**
Yes, some cashback portals allow you to earn Loaded cashback on in-store purchases as well. This usually involves linking your credit or debit card to the portal or submitting your receipt after buying.

**Is Loaded cashback taxable?**
Yes, any earnings from Loaded cashback are considered income and may be taxable. It’s advisable to keep a record of your cashback earnings for tax purposes.

**How often do cashback rates change for Loaded cashback?**
Cashback rates for Loaded cashback can change frequently, often depending on promotions or retailer agreements. It’s a good practice to check rates regularly for the best deals.

**Can I use a cashback credit card with Loaded cashback?**
Yes, using a cashback credit card in conjunction with earning Loaded cashback can be beneficial, allowing you to maximize your savings from both sources.

**What types of products or services give Loaded cashback?**
Loaded cashback can be earned on various products, including clothing, electronics, travel bookings, and more. Check the cashback portal to see which categories earn cashback.

**Are there any restrictions on using Loaded cashback?**
Yes, some portals may have restrictions on certain products or stores for earning Loaded cashback. Always review the terms and conditions before making a purchase.

**What is the difference between Loaded cashback and rewards points?**
Loaded cashback offers actual monetary rewards as a percentage of your spending, while rewards points accrue value that may be redeemed for purchases or discounts, but have no direct cash value until redeemed.

**How can I find the best cashback rates for Loaded cashback?**
You can find the best cashback rates for Loaded cashback by regularly visiting comparison websites, subscribing to cashback portals' newsletters, and using browser extensions that alert you to evolving cashback offers.

**What if I return a purchase after earning Loaded cashback?**
If you return an item after earning Loaded cashback, your cashback amount will likely be deducted from your total. Cashback portals track this to ensure proper earnings.

**Can I earn Loaded cashback on subscriptions or recurring payments?**
Some cashback portals allow you to earn Loaded cashback on subscription services or recurring payments, but it's important to check individual terms for eligibility.

## Related

- All stores index (HTML): https://www.gotcashback.co.uk/Stores/
- Site index for agents: https://www.gotcashback.co.uk/llms.txt

---
*Machine-readable metadata*

```json
{
  "type": "CashbackStoreOffer",
  "store": "Loaded",
  "storeUrl": "https://loaded.com",
  "canonical": "https://www.gotcashback.co.uk/Stores/Loaded/",
  "lastUpdated": "2026-07-30T01:51:52Z",
  "bestRate": {
    "advertised": "Up to 7.50%",
    "effectivePercent": 7.5,
    "tiered": true,
    "portal": "TopCashback.co.uk",
    "portalUrl": "https://www.gotcashback.co.uk/Portals/topcashback-uk/",
    "clickUrl": "https://www.gotcashback.co.uk/Click/topcashback-uk/Loaded/"
  },
  "portalCount": 4,
  "portals": [
    {
      "name": "TopCashback.co.uk",
      "rate": "Up to 7.50%",
      "effectivePercent": 7.5,
      "tiered": true,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.co.uk/Click/topcashback-uk/Loaded/"
    },
    {
      "name": "Quidco",
      "rate": "Up to 7.5% ",
      "effectivePercent": 7.5,
      "tiered": true,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.co.uk/Click/quidco/Loaded/"
    },
    {
      "name": "LetyShops",
      "rate": "Up to 5%",
      "effectivePercent": 5,
      "tiered": true,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.co.uk/Click/letyshops/Loaded/"
    },
    {
      "name": "Opera Cashback",
      "rate": "Up to 5%",
      "effectivePercent": 5,
      "tiered": true,
      "locationType": "Online",
      "offerType": "Cashback Portals",
      "url": "https://www.gotcashback.co.uk/Click/opera-cashback/Loaded/"
    }
  ]
}
```