# DeFacto Cashback — Compare Rates Across 1 Cashback Portals

> GotCashback.co.uk tracks DeFacto cashback rates across 1 cashback portals, updated 2026-07-30T01:17:44Z. Current best rate: **2 SB / £1** via **Swagbucks**. This page is the agent-readable version of https://www.gotcashback.co.uk/Stores/DeFacto/.

- Canonical HTML page: https://www.gotcashback.co.uk/Stores/DeFacto/
- Data freshness: rates last checked 2026-07-30T01:17:44Z; rates change frequently — treat values older than 24 hours as stale and re-fetch.
- All rates apply to online purchases initiated through the portal's tracking link unless noted otherwise.

Discover DeFacto cashback rates of up to up to 2 sb / £1 from 1 trusted U.K. cashback portals.

## Best Current Rate

| Field | Value |
|---|---|
| Best rate | 2 SB / £1 |
| Portal | [Swagbucks](https://www.gotcashback.co.uk/Portals/swagbucks/) |
| Rate type | flat |
| Cashback link | https://www.gotcashback.co.uk/Click/swagbucks/DeFacto/ |

## All Portal Rates

Sorted by cashback rate, highest first. Use the "Cashback link" URL to activate rate comparison and tracking.

| Portal | Cashback rate | End date | Conditions | Cashback link |
|---|---|---|---|---|
| [Swagbucks](https://www.gotcashback.co.uk/Portals/swagbucks/) | 2 SB / £1 | — | — | https://www.gotcashback.co.uk/Click/swagbucks/DeFacto/ |

## Rate History

Chart-ready JSON with historical best rates per portal:

- Last 12 months: https://www.gotcashback.co.uk/Stores/DeFacto/History/Json/year/
- Last 30 days: https://www.gotcashback.co.uk/Stores/DeFacto/History/Json/month/

## Terms & Exclusions

Common conditions for cashback (verify per portal before purchase):

- Cashback typically applies to orders initiated through the portal's tracking link; in-store offers, where available, are listed separately above.
- Gift card purchases usually do not earn cashback.
- Cashback is voided if another browser extension or coupon code claims the affiliate attribution.
- Tracking requires clicking through the portal link with ad/tracker blocking disabled.
- Portal-specific conditions are listed in the "Conditions" column above.

## How It Works

1. Compare rates in the tables above and pick a portal.
2. Follow the cashback link, sign in (or register) at the portal, and click through to DeFacto from the portal.
3. Complete your purchase in the same session without visiting other coupon sites.
4. Cashback tracks in your portal account and becomes withdrawable after the portal's payout waiting period.

## FAQ

**How does earning DeFacto cashback through a cashback portal work?**
When you make a purchase through a cashback portal like SimplyBestCoupons.com, the portal earns a commission from the retailer and gives you a portion of that commission as cashback.

**Do I need to pay to use cashback portals like SimplyBestCoupons.com?**
No, signing up and using cashback portals like SimplyBestCoupons.com is free for users.

**How long does it take to receive DeFacto cashback through a cashback portal?**
The time it takes to receive your cashback can vary depending on the retailer and the terms of the cashback portal. It can range from a few days to a few months.

**Is there a limit to how much DeFacto cashback I can earn through cashback portals?**
The amount of cashback you can earn through cashback portals may be limited by the portal's terms and conditions, as well as the retailer's policies.

**Can I earn DeFacto cashback on all my online purchases through cashback portals?**
Not all retailers may be partnered with cashback portals, so it's important to check the portal's list of partner retailers before making a purchase.

**What happens if my DeFacto cashback is not tracked by the cashback portal?**
If your cashback is not tracked, you may need to submit a claim with proof of purchase to the cashback portal for validation.

**Are there any restrictions on how I can use my DeFacto cashback earned through cashback portals?**
The usage restrictions on your cashback, such as minimum withdrawal amounts or expiration dates, may vary by cashback portal.

**Do cashback portals offer additional discounts or coupons in addition to cashback on DeFacto purchases?**
Some cashback portals may offer additional discounts or coupons on top of cashback for certain retailers or purchases.

**What happens if I return a product that I earned DeFacto cashback on through a cashback portal?**
If you return a product, the cashback earned on that purchase may be reversed or adjusted depending on the retailer's return policy and the cashback portal's terms.

**Can I use DeFacto cashback earned through cashback portals to make future purchases?**
In many cases, you can withdraw your cashback as cash via various payment methods or use it to make future purchases through the cashback portal.

**How can I maximize my DeFacto cashback earnings through cashback portals?**
To maximize your cashback earnings, consider using cashback portals for all your online purchases, checking for special promotions or higher cashback rates, and referring friends to the portal.

**Are DeFacto cashback earnings through cashback portals taxable?**
The tax implications of cashback earnings may vary by jurisdiction. It's advisable to consult with a tax professional for guidance.

**Do cashback portals share my personal information with third parties?**
Cashback portals typically have privacy policies in place to protect user data. It's recommended to review the portal's privacy policy for more information.

**What should I do if I encounter technical issues with earning DeFacto cashback through a cashback portal?**
If you experience technical issues, you can reach out to the cashback portal's customer support for assistance in resolving the problem.

**Can I stack multiple cashback offers or discounts on a single DeFacto purchase through cashback portals?**
Stacking multiple cashback offers or discounts on a single purchase may be subject to the terms and conditions of the cashback portal and the retailer.

**Is there a mobile app available for cashback portals like SimplyBestCoupons.com?**
Some cashback portals offer mobile apps for convenient access to cashback offers, tracking, and more. Check the respective portal's website for app availability.

**What security measures are in place to protect my DeFacto cashback earnings and personal information on cashback portals?**
Cashback portals typically employ encryption and other security measures to safeguard user data and earnings. It's recommended to use secure passwords and avoid sharing personal information.

**Do cashback portals offer bonus incentives or rewards for frequent users?**
Some cashback portals may have loyalty programs or bonus incentives for frequent users, such as extra cashback rates, referral bonuses, or exclusive deals.

**Can I earn DeFacto cashback on in-store purchases through cashback portals?**
While cashback portals primarily focus on online purchases, some may offer cashback on in-store purchases through linked cards or special deals. Check the portal's offerings for more details.

**Are there any potential risks associated with earning DeFacto cashback through cashback portals?**
The potential risks could include delayed cashback, tracking issues, or changes to cashback rates. It's important to read the terms and conditions of the portal and follow best practices in cashback usage.

## Related

- All stores index (HTML): https://www.gotcashback.co.uk/Stores/
- Site index for agents: https://www.gotcashback.co.uk/llms.txt
- Similar stores (agent-readable): [MANGO](https://www.gotcashback.co.uk/Stores/MANGO/llms.txt), [Gap](https://www.gotcashback.co.uk/Stores/Gap/llms.txt), [Stradivarius](https://www.gotcashback.co.uk/Stores/Stradivarius/llms.txt), [Nike](https://www.gotcashback.co.uk/Stores/Nike/llms.txt)
- Same store in other countries: [DeFacto (Deutschland)](https://www.gotcashback.de/Stores/DeFacto/llms.txt)

---
*Machine-readable metadata*

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  "store": "DeFacto",
  "canonical": "https://www.gotcashback.co.uk/Stores/DeFacto/",
  "lastUpdated": "2026-07-30T01:17:44Z",
  "bestRate": {
    "advertised": "2 SB / \u00A31",
    "effectivePercent": 2,
    "tiered": false,
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    "portalUrl": "https://www.gotcashback.co.uk/Portals/swagbucks/",
    "clickUrl": "https://www.gotcashback.co.uk/Click/swagbucks/DeFacto/"
  },
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  "portals": [
    {
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    }
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}
```